Notes on coverage, care, and the fine print.
Practical articles from our advisors — written to make health insurance a little less bewildering.
Featured · Getting covered
The 5 numbers that actually decide your plan
Premium, deductible, copay, coinsurance, and out-of-pocket max. Understand these five and you can compare any two plans in minutes.
Read articleMedicare · 5 min
Original Medicare vs. Advantage: how to choose
A side-by-side look at costs, flexibility, and the extras that tip the decision.
Read — Original Medicare vs. Advantage: how to chooseSaving money · 4 min
Do you qualify for a premium subsidy?
Income, household size, and the thresholds that could lower your monthly bill.
Read — Do you qualify for a premium subsidy?Family health · 6 min
New baby? What to do about coverage
Adding a newborn triggers a special enrollment window — here's the checklist.
Read — New baby? What to do about coverageGetting covered · 5 min
Missed open enrollment? Your options
Qualifying life events and other paths to coverage outside the annual window.
Read — Missed open enrollment? Your optionsGetting covered · 3 min
Is dental worth adding to your plan?
When a low-cost dental add-on pays for itself — and when it may not.
Read — Is dental worth adding to your plan?Medicare · 7 min
Your first year on Medicare: a timeline
The enrollment dates and decisions that come with turning 65, month by month.
Read — Your first year on Medicare: a timeline
Coverage tips, a few times a year.
Enrollment reminders and plain-English guides. No spam, ever.