Coverage sized to one life.
An individual plan gives you control over the balance between monthly premium and out-of-pocket cost — with the essential health benefits every plan is required to include.
What’s included
Preventive care
Annual checkups, screenings, and immunizations at no extra cost in-network.
Doctor & specialist visits
Primary care and specialist appointments with predictable copays.
Prescription drugs
Tiered drug coverage so routine medications stay affordable.
Emergency & urgent care
Coverage for the unexpected, in and out of your home area.
Mental health
Behavioral health and counseling included as an essential benefit.
Optional dental & vision
Layer on dental and vision benefits whenever you need them.
Who it’s for
An individual plan is a strong fit if you're self-employed, between jobs, working somewhere that doesn't offer coverage, or simply want to choose your own plan rather than take what an employer offers.
You can tune the trade-off yourself: a lower premium with a higher deductible if you rarely need care, or a higher premium with lower costs when you do.
Good to know
- Enroll during Open Enrollment or a qualifying life event.
- You may qualify for premium subsidies based on income.
- Keep your doctor when they're in the plan's network — we'll check first.
- Free help comparing plans and enrolling, every year.